VALIDATE PURCHASE PRICE.

MITIGATE VALUATION RISK.
An Internal Business Valuation Solution for Lenders

The business lending community relies on our internal valuation platform to confirm a purchase price is reasonable at the beginning of the loan process before underwriting begins.

Our valuation report is accepted by the SBA for loans < $250,000 when a Third Party Valuation is not required.

What Our Clients Are Saying About Us?

“We use Banker Valuation on a weekly basis and have found it to be a great tool to assess the value of our business acquisition deals. For the smaller loans we use only Banker Valuation in our assessment, and for the larger deals we use it to ensure the asking price is in the right ballpark before requiring an expensive appraisal. Our experience has been that Banker Valuation takes into account the key components of valuing a business and we are very confident in its outcomes.” Susan Lamping

CDC Small Business Finance

“As the nation’s largest Lender Service Provider, Holtmeyer & Monson has successfully used Banker Valuation since 2008.  We use this product on a regular basis, and have found it to be invaluable as we complete SBA loan applications.  Banker Valuation offers a very robust and valuable tool, and meets all of our requirements.  We highly recommend Banker Valuation.” Arne Monson

Holtmeyer & Monson

“Banker Valuation provides a quick and easy desktop valuation tool that replaced spreadsheets we used years ago.  For more than nine years, we have used the service to assist us with screening Asset Purchase and Stock Purchase loan applications to be guaranteed by the U.S. Small Business Administration.  Desktop Valuations can be completed in less than 20 minutes and the user has access to a large database of comparable transactions that can demonstrate industry specific valuation ratios. I recommend Banker Valuation!” Richard Mason

Fulton Bank

“Banker Valuation is a valuable a tool we use to produce a loan approval. It is easy to use, reliable, tested and has proven to be an indispensable resource we wield to provide an accurate business value, of which we base our credit decisions on. I highly recommend it.” Tim Hubert

SunTrust Bank

“We find Banker Valuation to be a useful tool in having strategic conversations with the business owner around the value range of their business. Discussing business value and ways to enhance business value positions us as a trusted advisor to the business owner. The business valuation software is a valuable tool for bankers, business consultants and wealth managers.” Chuck Owston

Florida Capital Bank

“Your tool is super helpful. I have been using it for few years now and recommend it to other SBA Lenders. I use it for formal business valuations for small SBA loans, as well as to look at the comps for professional business acquisitions that we choose to do conventionally.” Katerina Kuznetsova

Kitsap Bank

Why Banker Valuation?

  • Accurate and reliable internal valuations for loans up to $5 million
  • Developed specifically for lenders by top valuation experts
  • Sanity check purchase prices before hiring a costly third party valuation firm
  • Business Comps Database with 10,000+ closed SBA transactions
  • Used by Top SBA Lenders and Loan Packagers
  • Web-based, no software to download
  • Cost effective, unlimited valuations/comp searches for one small annual fee

How It Work’s?

With Banker Valuation, there’s nothing to download. Simply login and follow these 6 easy steps:

STEP 1:
SETUP

Enter basic information about the company including NAICS code and type of business.

STEP 2:
ASSETS

Enter the specific assets and / or liabilities included in the sale or value.  This could be from the latest balance sheet or an appraisal.

STEP 4:
RISK

Use Banker Valuation’s proprietary cap rate calculator by answering specific questions about the company’s risk.

STEP 3:
INCOME

Spread 3 years of financials plus a projection, including basic cash flow and add-backs.  Weight the historical cash flows and pinpoint future growth rates.

STEP 3:
INCOME

Spread 3 years of financials plus a projection, including basic cash flow and add-backs.  Weight the historical cash flows and pinpoint future growth rates.

STEP 4:
RISK

Use Banker Valuation’s proprietary cap rate calculator by answering specific questions about the company’s risk.

STEP 5:
MARKET

Choose “comps” that are specific to the business being valued.  Think of this as Zillo for businesses!

STEP 6:
RECON

Finalize the valuation and “voila”, create the 15 page PDF report for your files or your client.

How Much Does it Cost?

Banker Valuation is accessible via the following two annual subscription options:

Valuation Subscription

$1,195/user
  • Provides access to the valuation tool, as well the business comps database. With this subscription option you have the ability to do an unlimited number of valuations and comps searches for 12 months.

Comps Only Subscription

$595/user
  • Provides unlimited access to the business comps database for one year. This option is commonly used by BDOs and other sales team members who may benefit from access to the pricing multiples by industry, state, keyword, etc.

*Multi User Discounts are available for both subscription options. Contact us for more information.

About Us

Since 2004, our INTERNAL business valuation SOLUTION has generated tens of thousands of business valuations for hundreds of lenders and lending service providers across the country.

Our valuation tool utilizes all three valuation approaches to help obtain accurate and reliable valuations our users depend on to make sound lending decisions. Our subscribers include bank and non-bank lenders, CDC’s, CDFI’s, Loan Packagers, and other lending service providers.

At Banker Valuation, we work hard to ensure that our business valuation tool, including the valuation methodology and the technology that runs it, stays up to date with the latest technological and financial trends to ensure that our platform is always reliable, accurate and secure allowing us to provide the best internal valuation source available.

Steve A. Mize, ASA

Steve A. Mize, ASA

Creator

Steve Mize, ASA is the managing partner of GCF Valuation and is responsible for Business Valuations and matters of litigation support. He is an Accredited Senior Appraiser of the American Society of Appraisers in Business Valuation and is an experienced business valuation professional with concentration in the development and implementation of valuation and financial strategies. He has been directly involved in numerous business valuation engagements for estate and gift tax purposes, feasibility analysis, mergers and acquisitions, dissenting shareholder actions, Employee Stock Ownership Plans, as well as consulting engagements related to fairness opinions, private transactions, and value improvement. Mr. Mize engages with accountants, attorneys, commercial bank lenders, and bank trust officers across the United States for purposes of Business Valuation, Value Improvement, and related topics. His professional affiliations include the American Society of Appraisers (ASA) and the Institute of Business Appraisers (IBA).
Lori Mize

Lori Mize

Principal and Managing Director

With a background in marketing and project management for a successful dotcom company, Lori Mize became involved in business valuation she began working for GCF Valuation in 2002. During that time, Banker Valuation was developed specifically to meet the needs of GCF’s third-party business valuation clients (primarily SBA Lenders for 7A loans) who were in need of a web-based, user-friendly and more importantly accurate, business valuation calculator to help estimate a company’s value.

In 2004, we decided to separate Banker Valuation from GCF Valuation and Lori has been at the helm of the company ever since. The web-based business valuation calculator is now used by many of the nation’s top lenders as a prescreening tool for SBA 7A loans of any size and its valuation report meets the SBA’s requirement for internal business valuations for loans $250,000 and under. Currently, 5 of the top 10 most active SBA lenders use our business valuation calculator for SBA lending purposes. The program is also commonly used by community banks, credit unions and other lending service.

Under Lori’s leadership, Banker Valuation’s customer base has expanded beyond the SBA lending community and now includes conventional lenders, wealth management professionals, and other business professionals who use our calculator to help clients find out how much their company is worth.

Contact Us

For general inquiries, subscription information and information about multiple user discounts, please contact:

Banker Valuation
17826 US N. Highway 41
Lutz, FL 33549-4502

727-803-0204

customerservice@bankervaluation.com

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